Is there a concise description of M4A somewhere?
I ask because
A) I am on medicare and understand how it works
B) its not "free" other than hospitalization (part "A")
C) there are add ons you buy.
My premium next year will be $546 Medicare plus $100 Medicare advantage plus $49 dental so basically $700 a month our of pocket for health insurance which is less than what I was paying for group health through my company (my company paid the premium but it wasn't deductible to the company) right before I aged into Medicare and pay out of pocket while working.
I have medicare A, B, C and D.
https://www.healthline.com/health/me...-medicare-free
https://www.cms.gov/newsroom/fact-sh...nd-deductibles
So if Medicare for all is free does that mean I will save $700 a month?
I budget $4,900 ( out of pocket and deductibles) +$8,400 (premiums) a year for health insurance and deductibles.
Some prescriptions aren't covered at all, I have an employee on Medicare and they prescribed a $5,000 a month drug for him. Not covered. He has to send financial data and forms to see if he can get a 95% discount form the manufacturer
I expect to pay $280,000 over the rest of my life for insurance and out of pocket and not covered items, average is about $190,000 but I am adjusted for California costs.
Other than some prescriptions Medicare with Medicare Advantage is great insurance.