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  1. #7456
    Join Date
    Dec 2007
    Location
    Washington
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    44,829
    Quote Originally Posted by Sluggo1 View Post
    You must be a pretty short guy as simply points seem to go over your head.

    Here's the simple point………

    someone criticizes spending $$$ on HOA fees that give you a return for that $$$ (parks, pools, landscaping, clubhouse etc) yet readily accepts paying an exorbitant amount of RE taxes that give you essentially nothing that anoune else doesn't get for a fraction less (roads, sewers, police, fire, teachers).

    I spend under $3k in RE taxes and HOA fees while this other person spends 5X as much……but he can paint his house in stripes and polka dots and I can't.

    To each his own.

    I get the dislike for HOAs (and I would never join a board) but I don't get the pure hatred some seem to have. You see a house and a community you would like to live in, you calculate all the costs to live there and you make a choice. Pretty simple if you ask me. I just recently went thru the whole house hunting routine, saw a great house in a great community but declined to bid due to high HOA fees……monthly cost was too high for me (HOA was almost $400 per month.)

    Do whatever you want.

    Still waiting for an apology for lying about what I said.
    But the property taxes are not dependent on HOA fees. If someone spent more on property taxes than you did on property taxes and HOA fees, they live in a more expensive area anyway. It’s not like you get to pay less property taxes than you would have if you are a part of an HOA. So it really is irrelevant.

    I apologize for saying you admire them, I should have said you sympathize with them. You definitely defend them.

    Now apologize for calling me short you liar.

  2. #7457
    Join Date
    Mar 2018
    Posts
    8,309
    Quote Originally Posted by valade16 View Post
    But the property taxes are not dependent on HOA fees. If someone spent more on property taxes than you did on property taxes and HOA fees, they live in a more expensive area anyway. It’s not like you get to pay less property taxes than you would have if you are a part of an HOA. So it really is irrelevant.

    I apologize for saying you admire them, I should have said you sympathize with them. You definitely defend them.

    Now apologize for calling me short you liar.
    I never said that RE taxes and HOA fees were related. They are both out of pocket expenses however and must be taken into consideration. When we were looking for a house, we drew the line at approx $250 in HOA fees if we really liked the area.

    My complaint with the guy that pays the $15K in RE taxes is how vehement he was about HOA fees when he easily could have trimmed his RE taxes substantially by buying in another area nearby. To jim, $15K in RE taxes was worth. To me a reasonable HOA fee could be worth it. Why woyuld one side be more right or wrong than the other. That's all I ever said.

    Florida has something called a CDD assessment (Community Development District). This is a payback of funding given to the original builder to develop the land. The builder gets to pass the cost along as a CDD to the homebuyer (proportional to property size) and it, essentially, acts as a 2nd RE tax that (get this) is not tax deductible. Without it, many developers would not be willing to shell out the $$$ to develop the project. It eventually goes away after a period of time (usu 25-30 years) but, as you might imagine, has an impoact on home prices. Yiuyr home is worth more without the CDD and your house can increase in value as the CDD nears its expiration date.

    I haven't bought a home or RE in over 30 years and what I went thru the last few months was an education to say the least. e.g.……I went thru a substantial purchase and never physically met anyone. I had my RE broker and met some clerk at closing and that was it. Never saw or wrote a check. Everything was on-line, transfers, auto signs etc. It was interesting.

  3. #7458
    Join Date
    May 2005
    Location
    right here
    Posts
    32,307
    always the victim.

    https://www.businessinsider.com/aoc-...ol-riot-2021-5

    Alexandria Ocasio-Cortez reveals she's attending therapy
    She said, according to the Independent: "Oh yeah, I'm doing therapy but also I've just slowed down. I think the Trump administration had a lot of us, especially Latino communities, in a very reactive mode."
    manipulative.


    In her interview with Latino USA, Ocasio-Cortez said that the insurrection was deeply traumatizing for many members of Congress, who effectively "served in war." She said the event also "impacted the actual legislative process" in Congress, according to NBC News.
    this is an insult to the many who have actually been to war.


    ¯\_(ツ)_/¯

    a person is smart. people are dumb, panicky, dangerous animals.
    #TrumpDerangementSyndrome


  4. #7459
    Join Date
    May 2007
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    62,107
    Rawr!

  5. #7460
    Join Date
    Oct 2014
    Posts
    10,166
    Last week, Senator Bernie Sanders and Congresswoman Alexandria Ocasio-Cortez — working with Reps. Rashida Tlaib and Mark Pocan — introduced resolutions into the legislature to block the sale of Joint Direct Attack Munitions and Small Diameter Bombs to Israel. The resolutions marked a historic break with the Democratic Party’s consensus position on Israel: It has long been taboo for members of Congress to question the $3.8 billion in military aid that the US sends to Israel every year. Ocasio-Cortez’s resolution, which garnered the support of 14 other members of Congress, was sent to the House Foreign Affairs Committee (HFAC), where it is unlikely to receive a vote.

  6. #7461
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    Mar 2018
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    AOC is in therapy. For all we know she's crackers. We should not take anything she says at face value.

  7. #7462
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    May 2007
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    Quote Originally Posted by Sluggo1 View Post
    AOC is in therapy. For all we know she's crackers. We should not take anything she says at face value.
    My goodness are you hilariously predictable.

  8. #7463
    Join Date
    Jun 2010
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    North Shore
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    12,873
    Quote Originally Posted by Sluggo1 View Post
    AOC is in therapy. For all we know she's crackers. We should not take anything she says at face value.
    As arcane as always

    Sent from my Pixel 5 using Tapatalk

  9. #7464
    Join Date
    Dec 2017
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    3,007
    Quote Originally Posted by SiteWolf View Post
    I looked at buying a lot out in the Black Hills last year- 75k was the asking price. Didn't do it because I wouldn't be able to enjoy it much for a couple years or more. With the influx of people from especially California out there since Covid that lot is now worth near double, so I coulda made serious coin just pulling the trigger and flipping it.....story of my life, but real estate is and always will be the most solid investment one can make, if they don't fork it up.
    In most scenarios you can make equal, if not more investing in the market and renting a place as you could buying a house.

    Again if you got a wife and kids and want to settle down it's a fine investment. But if you're single and are not looking to settle down the stock market is much more suitable to your lifestyle and has a much higher payout.

    Especially in a market like right now. Where renting is much cheaper than buying.

  10. #7465
    Join Date
    Dec 2017
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    Quote Originally Posted by dbroncsinmo View Post
    100%. I've owned 5 homes and each one has netted me a minimum gain of 38% after sale.

    An awesome development popped up in an amazing area about 10 miles from me last year. Purchased 2 lots (one to build and one for investment). Sold the investment lot last month for triple the purchase price and am currently building on the other lot.
    Sure if you can afford to buy multiple houses....


    Not at all what I'm talking about.

  11. #7466
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    Mar 2018
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    Quote Originally Posted by Kenny Powders View Post
    As arcane as always

    Sent from my Pixel 5 using Tapatalk
    "Arcane" might be the wrong choice of words.

    I would have went with "acerbic" or "predictable." Maybe even "cynical."

  12. #7467
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    Quote Originally Posted by spliff(TONE) View Post
    My goodness are you hilariously predictable.
    says the one trolling all day every day, predictable.



    sadly as expected nobody (especially a troll) wants to talk about or criticize AOC.


    ¯\_(ツ)_/¯

    a person is smart. people are dumb, panicky, dangerous animals.
    #TrumpDerangementSyndrome


  13. #7468
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    Jun 2009
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    Hell on Earth- Missouri
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    Quote Originally Posted by MRSpock View Post
    Sure if you can afford to buy multiple houses....


    Not at all what I'm talking about.
    If you don't believe that owning real estate (even if just one house) is one of the best investments you'll ever make....I don't know what to tell you.
    GJO- You will never be forgotten. "MORE THAN MINFINITY"!

  14. #7469
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    Mar 2018
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    8,309
    Interesting that when I used the word "supper" it was met with wild hilarity as it (supposedly) painted me as old fashioned.

    Yet when one of the acceptable regulars uses the phrase "my goodness" (and this has happened more than once) …… no comments on that.

    Same with flawed arithmetic from one of our resident "stars." No comments there either. Had one of the few conservatives been unable to do subtraction it would have been proof positive of stupidity.

    Gee, I wonder if this is how bias in the media works.

  15. #7470
    Join Date
    Mar 2018
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    8,309
    Quote Originally Posted by dbroncsinmo View Post
    If you don't believe that owning real estate (even if just one house) is one of the best investments you'll ever make....I don't know what to tell you.
    Real Estate, especially if it is your home, is fairly easy to comprehend.


    I consider myself a pretty bright guy and I can't figure out the stock market. I also find it boring which may be why I can't figure it out.

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