17. Jay Cutler, Chicago Bears (2.62 average rating)
I thought Cutler would fall into the second tier based on his talent, but 16 of the 26 voters put him in the third. They lamented Cutler's inconsistency, poor mechanics, proclivity for turnovers and abbreviated postseason résumé.
A few evaluators thought Cutler took a step forward last season and could progress further now that the Bears' offensive line has stabilized. "For me, it's all about how impactful a player can be on game day," one GM said, defending Cutler. "The reason Cutler is not a one is because he is too up and down. But you talk about a guy that can beat you with his arm, and how many in the league can do it better than him? Now he finally has a line in front of him, he has more than one receiver. So, there is no way he is a three, in my opinion."
The Bears' failure to protect Cutler in past seasons arguably justified what some have seen as the QB's negative body language. "I don't know the kid," a defensive coordinator said. "I like him as a player. He runs their offense very well, he can make any throw, I think he has some toughness to him, some cockiness to him. He is as good as Matt Ryan. He's a two."