raiderposting, I can't respond to your VMs, so I hope you see this.
I stopped with my BS in Health Sciences, but I also got a BS in Biology, which is far more valuable. With just a BS in Health Sciences I'd basically have nothing but a piece of useless paper. I got a job immediately at a private company that does soil/water testing in a laboratory as a lab tech...which is big around here because of all the natural gas drilling. It was interesting, and I learned a ton about radiochemistry, but the commute was over an hour each way and I got paid pretty iffy.
I moved on to a research job at the University of Pittsburgh. I'll be here for 2 years total, barring anything crazy happening, and after that I'll decide if I want to go get my PhD in something or not. Either way, it's a tremendous experience.
Definitely get your masters in either Health Car Administration or Accounting. Having a masters in either is pretty valuable. I can't say I can recommend one more than the other. I know HCA is a really good degree to have, but accounting obviously is far more broad. They each have their pros. I can't really help you out with that too much, sorry.