I decided I would take a risk. I accepted this trade:

I send:
QB Andrew Luck
TE Heath Miller

I receive:
TE Aaron Hernandez
RB Fred Jackson
LB Jerod Mayo

I still have Peyton Manning so I was cashing in on Luck who would be on my bench and has 2 matchups with Houston during the FF playoffs. The one thing that gave me cause was giving up Heath Miller with Hernandez's injury problems. But, I was also concerned about Miller's production without Big Ben.